What is Long Term Care? 

 Long-term care is different from traditional medical care. It provides the care you might need in the event of a chronic illness or prolonged disability.

Some examples are:                                                                   

bulletHeart attacks
bulletMultiple sclerosis
bulletQuadriplegia
bulletStrokes
bulletAlzheimer's Disease

 

If you can't help yourself, then
LTC insurance provides the ongoing
help you will need for activities of
daily living such as dressing,
eating or bathing.

These include:

bulletHome health care
bulletRespite or hospice care
bulletAdult day care
bulletNursing home care
bulletAssisted living care

 

  LTC_patient
 
 
 
LTC insurance is an insurance policy that pays for your stay and the skilled or personal care provided by these services.
Skilled care is usually needed 24 hours a day for medical conditions that require the care of professional personal such as registered nurses and therapists. The care must follow a plan covered by a physician.

Long term care can also include care management service which will evaluate your needs and monitor and coordinate the services needed.

                       .... for more information see page 3 "Shopper's Guide To Long Term Care Insurance"


 

 

Biggest danger to any retirement plan

"Failing to consider the impact
of health-care costs"

                                                    Motley Fool 2007
 

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FREE Copy of
"A Shopper's Guide To Long-Term Care
Insurance".

SGTLTCi

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What Is Long Term Care?

Why Do I Need It?

What Does It Cost?

Medicare, Medicaid & Disability

Planning For LTC

                                                                                                               © 2009 Linda Cunningham