What does LTC cost?

"Long-term care is the single most catastrophic
financial risk you face. And that's why
the protection of insurance is so important."

                                                                    Peter Keating

 Lets face it, Long Term Care is extremely expensive and
getting more so every year. 

Annual cost of private nursing-home care averaged $75,000
            in 2006, up 7.3% since 2004.

Annual cost of assisted living facility was $35,600 in 2006,
           up 17.6% since 2004.

  As you age, the price of Long-Term Care Insurance skyrockets,
typically doubling between the ages 55 - 65. And the longer you wait
the greater the chance you could develop health problems that can
make getting insurance harder or impossible.

An individual's unique health and financial cirumstances determine the
cost of LTCi. A long term care insurance professional can answer your
questions and guide you to the right program for your needs.

There are various discounts available which vary from one insurance
company to another. These savings can add up. Discounts for good
health, discount for spouses. Deductibles are also offered. An agent
with access to multiple carriers can match your situation to the
company offering the best coverage for the best price.

If you own a business or are self-employed, your LTCi coverage may
be tax deductible as a business expense. Spouses may also be covered.

        .... for more information see page 4 "Shopper's Guide To Long Term Care Insurance"