"The Easiest Way To Burn Through Your Life Savings Is To Receive 24 Hour Care In Your Home Or Spend Time In A Nursing Home." 

Long Term Care Insurance is designed to protect
your savings from these potential costs.
Hopefully you will never need it. Your car insurance covers you in an accident and homeowner's insurance in the event of a fire.

But the chances are 10 times as great after age 65 that you'll need some form of care than that your house will burn down!

Why You Need Long-Term Care Insurance

Long term care services can easily cost $60,000 or more
            per year.

Most health insurance policies do not cover long-term care.

Disability insurance only replaces part of lost income.
            It does not cover long term care services.

Medicare only pays for LTC under limited circumstances
            and only for a short period of time.

Medicaid rules only allow you to have $2,000 in personal
            assets.